Monday, August 22, 2022

!...For YOU…!

The breezy air requires no need of introductory, because we have to feel the breeziness, also it comes with the drizzle..! What I'm saying here is The Good People never cared about the introductory. To be good, you just be yourself! 

There were two school guys (they never knew about each other) standing in the newly constructed Park it looks so nice and liked by most of the people in Social media. So one came to that by hearing all those good thing about the park, he was feeling the breeziness with all the visuals around the Park.

The other guy was sitting next to him feeling the same breeziness with the all the visuals around him, but with tears in his eyes, because he lost his own place to the government to construct that beautiful park. Then he asks the other  guy did you like this place? He said, yes it is so soo good! Then he replied, good that "YOU" liked it and walked away!!! 

The life engine runs for "YOU", if it runs for yourself, "YOU" will say you are selfish and there are more to say but all goes as it is. And that’s the thing, happiness is also a chance that we have to wait for someone to lose theirs.  

Failure is something that permanently to stay here with no change, the success you see is not actually a success, it's just the fuel to cross the hard times in the failure. 

There are two things we always feel like we did or we can make it, but never ever! 1."Success" and the other thing is "settled".

There is a bug in the human life, that even GOD is trying to fix it but GOD is still searching for the root cause, but the GOD is lucky for not being in AGILE. 

Nothing comes easy, even to get a Sweat from your own body you have to work hard!

Failure is the one make stronger, not the Good foods like Fruits, Veges, Meats, etc.,😉



Tuesday, May 4, 2021

!...Just Be Discipline...!

When there is no one to save you, you have to motivate yourself!
When there is no motivation, you have to be discipline!
When there is no money, you have to create an opportunity!
When you lose someone, you have to find the meaning not the memories!
When you lose patience, plant a tree and watch it is growing!
When you feel alone, you are in phase of understanding the meaning of life!
When you are in worst phase, feel you're in learning that you don’t want to see this again!
When I spend time, showing affection with someone I love, I realized money is not important!
When you realize there is an EGO, drop it!
When you realize there is a greedy, break it!
When there are more than 2 options, it is a reason for making your attitude is right!
Believe in yourself, trust your instinct, when your heart beats dance to those beats not for others!
True to be yourself, so there is no need of explanation to anyone!
In life we have only 2 thing, Yes or No! no excuse please!
Your turn will come, just be discipline!

Wednesday, September 16, 2020

Investing

These are the key notes of investing to understand the Business first before the stock, actually I got these notes from the book "Common Sense In Investing

    • Investing in stocks is to own all of the nation’s publicly held business (at very low cost) 
    • Dividends and Earning growth
    • Index fund - Buy a fund that holds this all-market portfolio, hold it forever
      • No risk of picking individual stocks
      • Lack of short-term excitement
      • Traditional Index fund (TIF) - Like a life time 
    • Last decade alone around $3 trillions swipes in Equity from 28 billions to 4.6 trillions 
    • Simply buy standard & poor’s 500 Index fund or a total stock market index fund, buy and get out and forget 
    • Since 2009, nations Gross Domestic Product GDP has grown at a nominal rate of 6.2%
    • Annual pretax profit of nations corporation grown at rate of 6.3%
    • Correlation of GDP & corporate profit growth is 1% perfect
    • If you choose to play the winners game of owning shares of business 
    • Never try to beat the market and end up playing losers game
    • There are no fund managers who repeatedly beat the markets
    • For investors as a whole, returns decreases as motion increases 
    • No helpers with fees, your profits should include the brokerage and fees and taxes
    • Don’t do something, Just stand there to avoid losers game
    • Funds which we need to know,
      • Growth
      • Growth & Income
      • Aggressive Growth
      • International

Protect & Invest

 Hi All,

Here are the keys notes on when and how to start investing, please do research based on the key terms below, like for Life insurance I prefer Term insurance with proper retirement investment plan.

Make, Save, Grow & Protect money

Financial Foundation  

   - Protection (Health & Life insurance)

   - Debt management

   - Emergency Fund (10 months of your pay)

   - Investment

 

Money + Time +/- ROR -Inflation - Tax = Wealth

 

Don’t save what is left; Spend what is left after savings

 

Family Financial Bill: Set aside 5 to 10% of the income, possible save 15%.

 

Buy only what you need, which what you need “essential”. Be conscientious about what you are spending 

 

Time: The sooner you save, the better for your future. Never think you are young and say  I’ll start saving later

 

 Get rich slowly: A solid foundation takes time to build, avoid get-rich-quick.

 

Understand how money works, have a plan, and stay disciplined with you action plan until you reach your goal.

 

Save Early

 

Rate Of Return

  - the magic of compound interest 

  - rule of 72

  - take 72 and divide it by the rate of return. The  answer is the number of years it takes to double your money

 

72 / ROR = years to double your money


Try to understand the difference of,

Savings Vs Asset

Asset Vs Liability

Need Vs Want

Greed Vs Wish

Investing Vs Trading


Thanks!

Sunday, August 14, 2016

Tuesday, January 5, 2016

!…Book of 10 Lines…!

Every time i feel sad..! But i never realize i was happy when i was laughing…!

I wasted my time by enjoying life with my friends and loved ones..! But i never realize i used that time for enjoyment (Its Priceless…!)

Always i feel like i don’t have anything for my future..! But i never realized i am 27 years old, that is the future when i was in school…! See now i am living in my future…!

Always i thought we need money for enjoyment..! But i never realize we can walk in Beach with free of cost…!

When there is a mirror i can see me…! But i never realize i am living in front of me…!

I spent my 22 years of life happily without earning 1 paisa…! But i never realize i wasted my dad’s future…!

When i realized this is my life…! My Death invited me to its house…! But i never realized, the death is my future..!

My future investment is my life…! And my future is death…!

When you think for future investment, try to realize that Death is waiting…!

Finally – I AM WAITING – by DEATH.

Monday, January 4, 2016

!...She Love I, I Love she…!

Daily morning i standing bus stop, seeing single girl inside bus,
beautiful girl, she eyes powerful, she nose littlie beautiful,
she lips rose leafs, total face rosemilk color, night moon shying seeing she face,
i daily seeing she, she not seeing i, i no job, i no money, i no bike,
i lovu, i joye, i smile, i coloru blacku.
i confident, i turn she my side, i follow she, she no seeing i,
daily i do thisu, one day turning point…!



she seeing i, i seeing she, eyes seeing eyes, my mouth talking she,
she eye blinking, i shying down, she ask take ticket, i take ticket, my father money…!
i smiling she, she not seeing me, daily i take ticket she,
she ask i jobu, i no jobu, she not seeing i, i search jobu,
no jobu, final i job, i salary, i bike, she seeing i, i bike she bus,
she follow i, i not seeingu, she come i, she touch i hand, love rain,
i wet she wet, i touch she handu, she love i, i love she,
she sit i bike backu, she hug i, i ride bike fast, she scare, i no scare…!
i money, i bikeu, i jobu, i girlu, she love i, i love she…! life smooth smootho smoothu…!
loveu loveu true loveu mamu….!!!